Adcubum AG

Liability insurance

Private and commercial liability insurance is still generally considered a high-margin business. But competition is growing in this area as well: cover is being expanded and premiums are falling.

Marketing-oriented insurers and new entrants to the market are focusing increasingly on private liability insurance. Commercial liability insurance will follow this trend.

In Switzerland, there is considerable price pressure in corporate business, combined with increasing price competition in private liability business.

In order to survive in this market environment in the long term, insurers must set the course now and switch over to the new system:

  • Rapid product launches
  • Extensive automation of the processes
  • Integration into a modern core insurance solution

Adcubum has integrated the appropriate products into the software solution Adcubum Syrius in order to profit from profitable margins in the area of liability insurance in the long term.